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Elevated cat losses in H1 weren’t enough to stop a further softening of the market. -
Florida recorded premium growth in June after declines in May and April.
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The soft market continued through H1 2025, especially on shared programs.
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Cedants were able to “challenge the status quo” with aggregates back on the table, the broker said.
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Property rates are coming under further pressure, while liability is being buoyed by ongoing challenging loss trends.
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The cost comes in at $530.6bn, roughly $20mn lower than budgeted.
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The impact of SAM claims is reverberating through the tower and the broader marketplace beyond hospitals.
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Coverage has broadened while limits have increased, the broker said.
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The medical care index numbers were below April’s 0.5% rise.
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Increases dropped to 5.3% from 5.6% for the previous quarter.
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Insurers have termed the Democrat-backed legislation “flawed”.
