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IBHS CEO Roy Wright says insurers need a comprehensive approach to resilience. -
Winners and losers will emerge more clearly, with less opportunity to ride the market wave.
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Litigation funders are promoting “aggressive” tactics in the UK, Holland and Israel.
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Despite high profile losses, there’s ample capacity in marine and aviation, while PV has seen healthy profits.
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All rates were up on a year-over-year basis, except for workers’ compensation.
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Rates will remain elevated in a period of structurally higher risk premia.
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Growth in the SME sector could help stabilize the market, however.
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The rest of 2025 appears poised to remain favorable for insureds, however.
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California, Florida and Texas all saw decreases in monthly premium growth.
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Some 32% of survey respondents expect property cat rates to fall by more than 7.5%.
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Rates are finally flattening, but it’s unclear if stabilization is enough for insurers’ bottom line.
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