Parametrics are key to solving wildfire risk: MGA Descartes
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Parametrics are key to solving wildfire risk: MGA Descartes

Descartes logo with Daniel Vetter and vineyard.jpg
Daniel Vetter, head North America at Descartes Insurance Solutions

Start-up MGA Descartes Underwriting argues that parametrics are critical to solving modeling and pricing obstacles involved in underwriting wildfire risk, as well as minimizing basis risk when the areas surrounding a property are devastated, but an insured’s physical property is unaffected.

The threat from wildfires posed to California wineries has grown dramatically in recent years, even as the state’s wine industry has expanded to become the fourth largest producer in the world.

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