California court upholds DOI mandate for Fair Plan to expand coverage
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California court upholds DOI mandate for Fair Plan to expand coverage

Jairo Ibarra
July 21, 2021
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A Los Angeles-area Superior Court has upheld the California Department of Insurance’s requirement that the Fair Plan – California’s insurer of last resort – increase wildfire coverage options available to homeowners without raising premiums.

Ricardo Lara, California’s insurance commissioner, issued an order in 2019 that required the Fair Plan to offer comprehensive coverage – beyond the "fire-only" coverage it has historically provided – to help insureds avoid seeking difference-in-conditions policies to fill in...

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Jairo Ibarra
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