Homeowners' insurance
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October 17 has been set as the deadline for written comment. -
The figure does not include NFIP losses.
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The residual insurer’s pricing is far from rate adequacy, and it is undercutting the commercial market.
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Sources expect loss amplification in claims from Georgia, the Carolinas and Tennessee.
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Tallahassee avoided a major hit – but flood and storm-surge losses remain unknown.
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Insurers are fighting to recoup claims they have paid out.
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Idaho and Minnesota far outpaced other reporting states in premium growth, stamping office data shows.
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State regulators have been monitoring climate risk for over a decade.
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Floir approved nearly 650,000 policies for takeout from Citizens for October and November.
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Moody’s also predicts losses to the NFIP at less than $200mn.
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A hurricane watch is now in effect for the Louisiana coastline.
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Eight Floridians will take on personal residential multi-peril and wind-only policies.
Related
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Mangrove assumes around 20,000 Citizens policies
June 26, 2025 -
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