AM Best maintains negative outlook on US personal lines segment
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AM Best maintains negative outlook on US personal lines segment

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AM Best has maintained its negative market segment outlook on the US personal lines insurance segment for 2024, citing the ongoing deterioration in results for the personal auto and homeowners’ lines along with rising loss costs being driven by inflationary pressures as reasons for maintaining its negative outlook.

In its latest market segment report, AM Best also noted the challenges personal lines writers face from elevated reinsurance costs amid heightened catastrophe loss volatility and increased secondary peril activity and cited difficulties they face in maintaining rate adequacy.


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