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Cat heatmap
October cat heatmap: Cat losses light as we approach year-end
Light cat losses at year-end portend capital deployment and return decisions in 2026.
Noah Marchese
,
November 24, 2025
CIAB commercial lines rate analysis
CIAB Q3: Rates continue to moderate as the soft market approaches
Softening rates amid worsening loss costs paints an uncertain future for the industry.
Noah Marchese
,
November 18, 2025
Stock check-in
October stock check-in: P&C gets left behind in Q3 earnings
Fears of the oncoming soft market are causing a sector rotation away from P&C.
Henry Meiners
,
November 03, 2025
Cat heatmap
September cat heatmap: Light at the end of the hurricane season tunnel
Cat losses in Q3 were light as peak hurricane season passes without incident.
Noah Marchese
,
October 22, 2025
Fronting in depth
Fronting Part II: Writing a lot of business doesn’t make it good business
Fronting doesn’t look any better when it’s broken down by segment.
Amit Kumar
,
October 14, 2025
Stock check-in
September stock check-in: Best and worst performers as we head to earnings
Industry stocks were firmly behind the S&P 500 in Q3.
Henry Meiners
,
October 02, 2025
Cat heatmap
August cat heatmap: Mother Nature’s last head-fake?
Cat losses in August were below historical trends, but we are not in the clear just yet.
Noah Marchese
,
September 22, 2025
Fronting in depth
Fronting loss ratios show massive underperformance
Reinsurers will not back business indefinitely where loss ratios continue to exceed the industry by a wide margin.
Amit Kumar
,
September 15, 2025
Stock check-in
August stocks: P&C stocks show signs of modest recovery after mixed Q2
P&C stocks recovered faster than the S&P 500 following a late July dip, but a gap remains.
Noah Marchese
,
September 03, 2025
Stat data
Q2 stat data shows trouble in key commercial lines
The other liability loss ratio continued to rise as workers’ comp and commercial auto reversed course.
Amit Kumar
,
August 27, 2025
Cat heatmap
July cat heatmap: Hope for the best, but prepare for the worst
Cat losses in July were below historical trends, but all eyes are on peak hurricane season.
Noah Marchese
,
August 25, 2025
CIAB commercial lines rate analysis
CIAB Q2: The orderly slowdown continues as the market softens
Ongoing pricing headwinds stand to weigh on carriers’ returns and valuations.
Noah Marchese
,
August 19, 2025
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