Perspectives: The E&S Insurance Flywheel Part II: What incumbents should do
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Perspectives: The E&S Insurance Flywheel Part II: What incumbents should do

Insurers and distributors must adapt or risk irrelevance.

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While incumbents often complain that regulatory constraints stifle efficiency and innovation, the complex state-by-state regulatory framework that governs commercial insurance has in fact served as their strongest moat.

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