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Despite mild headline CPI, some insurance-related items are heading in a worrying direction. -
Commercial auto saw the largest rate change, which was down about a half point by the end of July to 7.96%.
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July’s medical care increase was up from June’s o.6%.
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Casualty premiums grew 56.7% year on year in Q2 2025.
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Appointments include leadership in transportation, energy, marine and others.
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It is targeting low-risk specialty lines where it has a competitive edge.
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The tech could quickly open the door to disruptors, and firms with poor data management will lose out.
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Q2 cat losses at AIG declined to $170mn from $330mn in the prior year quarter.
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Social inflation is driving non-renewals, while CoRs are up for P&C and casualty.
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Commercial liability and commercial property coverage continued to dominate the E&S market.
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The professional lines market remains ‘challenging’ overall, however.
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The risk of cyber incidents that cause physical damage is also rising.
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