Medmal (Medical malpractice)
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The all-items CPI increased 2.5% over the last 12 months.
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Increasing loss picks in difficult lines suggest top writers are accepting shifting loss trends.
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The highest releases in nearly 15 years challenge conventional wisdom on reserving.
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Civil case, nuclear verdict and claims count data show worrying trends.
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Rand said the company remains “very bullish on the long-term value that NORCAL brings.”
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Reserve releases in workers' comp may have been premature despite industry confidence.
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The all-items CPI has increased 3.4% over the last 12 months.
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The carrier’s comments on claims severity should serve as a warning for the industry
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Yesterday, the carrier reported its Q1 CoR improved 2.3 points to 111.6%, reflecting a better CAY loss ratio.
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The new suite of coverages is designed to meet the unique needs of healthcare organizations.
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Downward trends of DCC ratios are beginning to reverse, which could cause issues for long-tailed lines.
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Workers’ comp releases continue to mask deteriorating reserves in 2023.
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