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Research
9M commercial lines data: Taking one step forward and two steps back
A favorable nine months for the industry does not solve its underlying problems.
Amit Kumar
,
December 02, 2025
Research
Best P&C industry results for nine months mask divergent trends
Loss ratios in troubled casualty lines ticked down year-over-year despite worsening loss costs.
Amit Kumar
,
November 25, 2025
Cat heatmap
October cat heatmap: Cat losses light as we approach year-end
Light cat losses at year-end portend capital deployment and return decisions in 2026.
Noah Marchese
,
November 24, 2025
Research
9M reserve releases outpace 2024 despite worsening loss costs
Sizable reserve releases offsetting casualty reserve charges cannot last forever.
Noah Marchese
,
November 21, 2025
CIAB commercial lines rate analysis
CIAB Q3: Rates continue to moderate as the soft market approaches
Softening rates amid worsening loss costs paints an uncertain future for the industry.
Noah Marchese
,
November 18, 2025
Research
Commercial auto strikes back
Kemper and Selective’s woes stem partly from own issues, but industry-level issues persist.
Amit Kumar
,
November 14, 2025
Broker recap
Brokers Q3: The long war for growth ensues
Success in the soft market will be had when careful preparation meets opportunity.
Noah Marchese
,
November 04, 2025
Stock check-in
October stock check-in: P&C gets left behind in Q3 earnings
Fears of the oncoming soft market are causing a sector rotation away from P&C.
Henry Meiners
,
November 03, 2025
Research
Everest’s re-pivot strategy cements its place in the penalty box
A re-focus on reinsurance nearly brings Everest back where it started.
Amit Kumar
,
October 30, 2025
Research
Specialty in Q3: We have entered the transitional phase
Normalized growth and peak multiples confirm we are headed towards a Darwinian race.
Amit Kumar
,
October 27, 2025
Cat heatmap
September cat heatmap: Light at the end of the hurricane season tunnel
Cat losses in Q3 were light as peak hurricane season passes without incident.
Noah Marchese
,
October 22, 2025
Early read
Q3 early read: Soft market monster gets closer
Early Q3 earnings reports point to worsening market conditions.
Amit Kumar
,
October 20, 2025
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