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The collective CoR of 45 Floridians hit 93.1% in 2024 -
Rate cuts are slowing as insurers agonize over claims trends, but capacity is high.
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Florida’s top regulator says he’s eyeing eventual tweaks to the state’s cat fund, too.
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The company seeks the full 30% homeowners’ rate request it made last June.
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Lloyd’s traditionally avoided US middle market property, but head of P&C Matt Keeping says times have changed.
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Third-party litigation financing remains the thorn in the sides of casualty insurers.
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Competition and ample capacity are pushing premiums lower.
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Inflation indices fell in April, but some items related to P&C are still elevated.
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Most sectors saw lower premium increases, with five reporting decreases.
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Strong underwriting performance and aggressive repricing of risks in most lines has aided stability.
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The result has been a sharp increase in the use of captives.
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The medical CPI is up 3.1% for the last 12 months.
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