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Industry-wide
September FOMC meeting: P&C insurers well-placed to address interest rate cuts
Potential for rate cuts at the upcoming Fed meeting should be an addressable event for P&C insurers.
Amit Kumar
,
September 16, 2024
Commercial Lines
H1 commercial lines data: OL loss ratio spikes to highest in 11 years
Increasing loss picks in difficult lines suggest top writers are accepting shifting loss trends.
Amit Kumar
,
September 10, 2024
H1 stat reserve analysis: A game of chicken with ongoing reserve releases
The highest releases in nearly 15 years challenge conventional wisdom on reserving.
Amit Kumar
,
September 03, 2024
Social inflation in 2024: At the H1 mark, trends have only worsened
Civil case, nuclear verdict and claims count data show worrying trends.
Amit Kumar
,
August 27, 2024
Q2 stat data: Underwriting result better than last year, but still a mixed bag
The P&C industry reported its best Q2 combined ratio since 2021, but was still a loss-making underwriting result.
Amit Kumar
,
August 22, 2024
Five key takeaways from Q2 earnings: Kicking the reserving can down the road
The industry posted another strong quarter, but casualty reserves remain problematic.
Amit Kumar
,
August 15, 2024
Where do insurance companies stand if a US recession hits?
The industry could weather a recession, unless loss costs and reserving pressures worsen.
Amit Kumar
,
August 07, 2024
Regional insurers arrive at another 'crossroads' moment
Regionals may be particularly vulnerable to problematic loss cost trends and volatile cat losses.
Amit Kumar
,
August 05, 2024
Four data points that show WC releases offsetting other liability troubles
Reserve analysis shows that OL reserving may be insufficient for recent AYs.
Amit Kumar
,
July 30, 2024
Reserving Groundhog Day: Selective and Travelers report adverse development
Travelers and Selective’s releases point to ongoing reserving challenges this earnings season.
Amit Kumar
,
July 22, 2024
Q2 preview: Still waters run deep
Reserving trends, pricing declines and hurricane forecasts are causes for concern.
Amit Kumar
,
July 16, 2024
Half-year review: The calm before the (reserving + hurricane) storm
Stable first half insufficient to counterbalance concerns on reserving trends.
Amit Kumar
,
July 11, 2024
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