Research

RLI, WR Berkley: Unlike Liz Truss, these companies excel at long-term value creation

The two specialty insurers reported strong Q3 2022 earnings, continuing to outperform the commercial industry in underwriting gains and value creation.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 26, 2022
Broker earnings: Early trends set the stage for an orderly super-cycle slowdown

As the super-cycle slows and the economic landscape becomes more uncertain, brokers will face pressure, though a cooling labor market may aid margins.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 24, 2022
Travelers Q3: No 'October Surprise' augurs well for commercial writers

The firm reported better than anticipated earnings factoring in Ian, but a slowing economy could cloud the outlook.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 20, 2022
Inflationary pressure adds to Hurricane Ian's loss estimate uncertainty

A challenging legal atmosphere and drift in loss cost components add difficulty to the task of tallying ultimate losses.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 18, 2022
Rings of Power: Will Hurricane Ian be insurance’s Mount Doom?

Hurricane Ian, interest rate impact and the cooling economy will be the main themes this earnings season.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 13, 2022
Florida: Three issues that could complicate homeowners insurers’ recovery following Ian

As the loss numbers for Hurricane Ian begin to come into focus, three topics to watch are impact from demand surge, litigation trends, and rate activity.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 06, 2022
Hurricane Ian: Will this loss be another turning point for the Florida market?

Hurricane Ian’s total effect is still unknown, but lessons from Hurricane Irma give insight into potential outcomes.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, October 03, 2022
Hurricane Ian Watch: Will the market survive this roller coaster ride?

If current forecasts prove accurate, this will be a pivotal moment for the already off-balance Florida cohort and could result in a new market landscape.

Insurance Insider US Research, September 27, 2022
Personal auto: Revisiting the divergent claim counts trend as we head to quarter-end

Claims analysis shows slow reactions to negative trends can affect several quarters, but carriers who emerge strong will be able to pursue growth faster than the competitors who are always playing catchup on loss cost trends.

Insurance Insider US Research, September 22, 2022
Three questions to ask at the 2022 ITC conference

As ITC Vegas begins, the Inside P&C Research team explores the discussions needed among InsurTechs to address questions around capital, partnerships, and profitability prospects.

Insurance Insider US Research, September 20, 2022
Hurricane season: What if the wind does not blow?

If the hurricane season continues to be mild, it could impact pricing momentum.

Insurance Insider US Research, September 12, 2022
Hippo Investor Day: Sink or swim

The InsurTech’s investor day presentation highlighted several measures the company is taking to turn its results around, but will they be enough?

Insurance Insider US Research, September 08, 2022