Research

Q4 earnings call sentiment continues downward trend

Sentiment scores across US P&C segments dropped sequentially in Q4, though InsurTechs bucked the trend.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, March 08, 2023

The race between auto loss costs and rate adequacy continues in 2023

Rate action for personal auto insurers has been increasing in 2023 to balance rising loss cost trends

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, March 07, 2023

Tesla investor day, insurance, and the promise of embedded solutions

Tesla understands the data-driven nature of insurance and is looking to grow its auto insurance exposure, but the focus is on cars first

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, March 02, 2023

stock prices lemonade root hippo override.jpg

InsurTechs inch back from the abyss (for now)

Lemonade and Root both reported strong Q4 results, but will need to execute plans to near-perfection to turn things around.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 28, 2023

Revisiting AIG 200 and the ‘Journey’ to a double-digit RoE

The AIG 200 project has officially ended, with the goals met ahead of schedule and under-budget, but there is still work to do to close the gap with competitors.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 23, 2023

Argo: The art of the deal

Analysis of Argo’s valuation suggests this is a rich multiple when accounting for potential reserving noise.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 10, 2023

Allstate’s loss trends and the lessons for InsurTechs

The firm’s playbook struggles provide valuable insights for its InsurTech competitors as they all navigate a challenging loss cost environment.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 08, 2023

Aon Q4: Another strong quarter despite the super-cycle slowdown

The firm’s results and guidance show resilience in the face of economic headwinds.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 06, 2023

Chubb’s measured stance on loss costs should set the tone for the industry

Chubb’s balanced view of the market as a whole, and pricing and loss cost trends in particular, puts it ahead of the curve on value creation, despite a difficult economic backdrop.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 02, 2023

Q4 results early view: Brokers and commercial carriers attempt synchronized swim

Broker and commercial carrier trends align on economic indicators but diverge on stock performance and 2023 consensus estimates.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, February 01, 2023

California personal auto rate filing approval over time main.jpg

California auto rate approvals trickle in after lengthy moratorium

Five auto insurers receive approval to raise rates after 32-month halt by the California Department of Insurance.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, January 27, 2023

Axis Q4 results: Life after property cat reinsurance

Axis has reported good results as it heightens its focus on specialty business, but it remains to be seen if it can close the value creation gap.

Amit Kumar, Sunmoy Pati, Maria Lamberton, Husain Rupawala, January 27, 2023